Since the deadline to sign up for health insurance is almost upon us, most people have the subject of health care on their minds. There is a great deal to learn, and many wonder how the new law affects them.
Here are three parts of the law that are already in place:
- Insurers are no longer allowed to deny you coverage or charge you more based on a pre-existing medical condition. They also can’t place annual limits on medical coverage of essential health benefits, which include prescription drugs and hospitalization.
- You are likely to be eligible for some preventive services such as breast cancer screenings and cholesterol tests, with no out-of-pocket costs.
- Health plans can’t cancel your coverage if you get sick – a practice known as “rescission” – unless you committed fraud when you applied for coverage.
(Source: PBS Newshour Blog – Click here to read the full article.)
Remember: The deadline to sign up for health insurance is March 31st.
If you have questions regarding your own Health Care and how the new law may affect you, please contact one of our AHA Certified Agents. Jim Durr and Julie Tope are qualified to help you navigate the HealthCare.gov website and answer any questions you may have.